What is whole life insurance?
Whole life insurance can last the rest of your life with a guaranteed payout for your loved ones. Whole life insurance may be a great fit for you if:
1️⃣You want coverage for the rest of your life
1️⃣You want a policy to build cash value over time
1️⃣You want to invest for a long-term benefit
Whole life insurance can last the rest of your life with a guaranteed payout for your loved ones.
Whole life insurance may be a great fit for you if:
1️⃣You want coverage for the rest of your life 1️⃣You want a policy to build cash value over time 1️⃣You want to invest for a long-term benefit
Our whole life insurance for seniors
At Aspire Finance, we’re committed to making whole life insurance simple, fast, and hassle-free. For ages 66 to 85, we offer guaranteed approval in minutes—no medical exams required. Just answer a few health questions to determine your rate. Coverage ranges from $1,000 to $30,000 with fixed rates that never increase, providing lifelong protection.
Why people love it
Guaranteed approval
If you’re between 66 and 85, you’re guaranteed approval regardless of medical history. Just answer a few health questions, and once approved, your coverage is guaranteed for life.
Instant coverage
Your coverage begins as soon as you make your first payment. This means you’re protected right away, giving you immediate peace of mind.
Your policy lasts for life
Coverage lasts your entire lifetime as long as premiums are paid. At age 100, your coverage stays in full force without any further payments needed.
Help at every step
Aspire Finance understands that whole life insurance is a big decision, so we’re here to help. Our licensed agents are just a call away to answer your questions and guide you every step of the way.
how
How Aspire Finance works
1
Apply in minutes
Complete our quick online application for guaranteed instant approval—no medical exams, Yes, it’s really guaranteed.
2
Apply online
Choose coverage up to $30,000 based on eligibility, and maintain your premium payments to enjoy lifetime protection.
3
Activate your coverage
Make your first secure payment using a credit card, and your lifetime coverage begins instantly—no waiting involved.
tap your age below
$900,000
No-med-exam life insurance coverage
30s
From
$31/mon
40s
From
$49/mon
50s
From
$103/mon
Services
Comprehensive insurance services
Our comprehensive insurance services are designed to provide you with peace of mind, no matter your needs
Term Insurance
Term life insurance provides affordable coverage for 10 to 30 years. If you pass during the term, your beneficiaries receive a guaranteed death benefit.
Life Insurance
At Aspire Finance, no medical exam is needed—just answer a few health questions online. No matter your health status, you’re eligible hassle-free coverage.
Whole Insurance
Whole life insurance offers lifelong protection with a guaranteed payout. It’s ideal if you want lasting coverage, cash value growth, and long-term financial security.
Final Expenses
End-of-life care provides comfort and support for those nearing life’s end. It focuses on enhancing quality of life for patients and families by addressing it.
Index Universal Life
A cash value and living benefits for times of challenge opportunity. Valuable tax advantages. Market-based growth without market-based loss.
FAQS
Frequently asked questions
Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.
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What does life insurance cover ?
Life insurance covers a death benefit to your beneficiaries, helping with expenses like funeral costs, debt, and living expenses. It provides financial security during difficult times.
What kind of life insurance does Aspire Finance offer?
Aspire Finance offers Term, Whole, Final Expense, and Indexed Universal Life (IUL) insurance policies. These options provide flexible coverage to fit your needs and budget.
But I have insurance through my employer, isn’t that enough?
Employer-provided insurance may not be enough to fully cover your needs, as it typically offers limited coverage and may end if you change jobs. Personal life insurance provides additional, customizable protection for you and your family.
Who is eligible to apply?
Aspire Finance offers life insurance to U.S. citizens and permanent residents aged 20 to 85. Eligibility may vary based on the policy type and individual health circumstances.
How much life insurance do I need?
The amount of life insurance you need depends on factors like your income, debts, and financial goals. Use our life insurance calculator to help estimate the coverage that best fits your needs.
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